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Lou Fusz Buy Here Pay Here: Frequently Asked Questions

At Lou Fusz Buy Here Pay Here dealership our goal is to get everyone in a newer reliable car. We pride ourselves in providing the highest quality used vehicles in the St. Louis area. Good credit, bad credit, no credit. We welcome you to our family. These are some of our most frequently asked questions.
Find the closest location to you and get any additional questions answered today!

The Lou Fusz Automotive Network is a St. Louis family-owned dealership that has been in business for nearly 70 years! We pride ourselves in being an integral part of our communities. “We are St. Louis.”

Lou Fusz Buy Here Pay Here used car dealerships offer direct financing for the used vehicles that are available on their car lot.

Our Buy Here Pay Here program is conveniently located at four of our dealership locations: Lou Fusz Pre-Owned Center, Lou Fusz Buick GMC, Lou Fusz Alfa Romeo of Metro East and Lou Fusz Chrysler Jeep Dodge Ram Fiat. Go here to find the location closest to you!

  • Proof of Income
  • Proof of Residency
  • Applicable Down Payment
  • Valid Driver's License

Yes, it is easy to apply before you leave the comfort of your home.

Yes, we do run a credit check for all car applications. However, we take multiple factors into consideration when going through your approval process. We pride ourselves in being able to get anyone approved. No credit, bad credit, we don’t turn anyone away.

Of course not! We offer competitive interest rates for people with good credit. Call one of our four convenient locations today.

Yes, if you haven’t established your credit history yet purchasing a vehicle is a great way to begin building your credit history. Check out our online application and figure out what your down payment will be before you shop.

Yes, we report all loans and loan payment activity to Transunion. Good repayment history is a great way to build or re-build credit.

Payments vary greatly depending on your loan term, trade-in values, down payment and interest rates. Getting pre-approved is a great way to figure out what your payment will be and plan out what you can afford.

Yes, down payments are required at our Buy Here Pay Here locations. Down payment amounts vary.

The length of time of each car buying experience varies from person to person. You can typically expect to spend between 2-3 hours to complete the entire process.

Yes, you can purchase a Buy Here Pay Here used car with cash.

Yes. We have partnered with Kelley Blue Book and you can get an instant cash offer for your trade-in before you even leave your home or bring your trade-in with you when you come to shop and we can provide an on-site evaluation of your vehicle.

You need to be at least 18 years of age to purchase a vehicle in the state of Missouri.

Since the Lou Fusz Automotive Network is one of the largest in the St. Louis area, we get most of our Buy Here Pay Here cars from vehicles that are traded in by other customers. We maintain high quality standards for all the cars that are sold on our lots.

Lou Fusz Automotive Network 38.6748393, -90.4078211.